🇬🇭 Exclusive for Ghana Users
Track Every Cedi, Every Day.
Simple budgeting for professionals and families across Accra, Kumasi, and Takoradi.
Simple budgeting for professionals and families across Accra, Kumasi, and Takoradi.
Log your MTN MoMo and Vodafone Cash transactions after each payment to maintain an accurate spending log.
Track trotro and Uber fares as a separate transport category, it adds up faster than most people realise.
Use the monthly budget to separate rent, utilities, and food so you never overspend in one area.
CashMate helps traders and shop owners in Kumasi Central Market track daily sales and purchases simply.
Set a savings goal for your next susu contribution, school fees, or holiday travel.
Don't just take our word for it. See what our community says on Google Play.
"Cash Mate has become my goto finance app for its user friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently."
Sulav Shrestha
"Cash Mate has become my go-to finance app for its user-friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently. Transaction categorization is seamless, contributing to the overall user experience."
Binesh Burja Magar
"I’ve been using this app for a month now, and it’s by far the best free app to manage money. Simple, reliable, and very helpful."
Suyog
"Have been making my finance management really easy."
Prasansha Adhikari
"Perfect for managing finances."
promise shakya
"Perfect for managing finances absolutely recommended"
Bayern Munich
"Good app just need some small ux improvements which will become a 5 star app."
Pranab Shrestha
"Overall a very good and helpful app to manage our finance but few improvements required. The balance tab showing no account available even though account is available for a split second after returning from setrings tab."
Supreme Shakya
Local answers for Ghana users.
Yes, GHS (GH₵) is fully supported for all budgets and transactions.
Yes. You can log every MTN MoMo or Vodafone Cash payment manually, most users check their transaction history and log it daily.
Yes, completely free to download and use with no subscription required.
Yes. CashMate is offline-first and works without any internet connection.
Yes. You can create a dedicated savings category for your susu contributions and track the total you have set aside over time.
Yes. CashMate is available on both Android and iOS, and runs well on mid-range Android devices popular in Ghana.
5/27/2025
Ghana's cedi has faced pressure, but smart personal finance habits can protect your family's financial wellbeing regardless of economic conditions.
By CashMate Team
8/22/2026
Mobile money is how Ghana spends, and how money quietly disappears in fees and small transactions. Here is how to track MoMo spending in cedis and keep more of it.
By Periwin Solutions
8/23/2026
Kenya has chamas, Ghana has susu, the Philippines has paluwagan, Nepal has dhikuti. They are the same idea. Here is how rotating savings groups work, why they thrive, and how to run one safely.
By CashMate Team
8/22/2026
The '3 to 6 months of expenses' rule assumes a stable salary in a rich country. Here is a realistic emergency fund target for mobile money and cash economies, and a plan to reach it.
By CashMate Team
8/24/2026
A 10 percent weekly fee sounds small until you do the math. Here is what mobile money loans really cost, how the debt cycle works, and how to get out of it.
By CashMate Team
8/21/2026
Lending money to people you love is normal. Forgetting who owes you what is where the trouble starts. Here is a simple system for tracking loans that keeps the money and the friendship.
By CashMate Team
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