๐Ÿ‡ฐ๐Ÿ‡ช Exclusive for Kenya Users

Master Your M-Pesa Spending.

Stop the missing money mystery. Log M-Pesa transactions and save more every month in Nairobi.

CashMate Budget Analytics
CashMate Smart Dashboard

Built for Life in Kenya

Log your M-Pesa sends, Fuliza repayments, and till number payments to get a full picture of your spending.

Track school fees, chama contributions, and household shopping as separate budget categories.

Use the weekly budget view to pace your spending and avoid running out before the next pay day.

CashMate helps matatu commuters and remote workers in Mombasa, Kisumu, and Nakuru stay on top of costs.

Set monthly savings goals for land purchase, emergency funds, or upcountry travel.

Loved by users worldwide.

Don't just take our word for it. See what our community says on Google Play.

"Cash Mate has become my goto finance app for its user friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently."

Sulav Shrestha

"Cash Mate has become my go-to finance app for its user-friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently. Transaction categorization is seamless, contributing to the overall user experience."

Binesh Burja Magar

"Iโ€™ve been using this app for a month now, and itโ€™s by far the best free app to manage money. Simple, reliable, and very helpful."

Suyog

"Have been making my finance management really easy."

Prasansha Adhikari

"Perfect for managing finances."

promise shakya

"Perfect for managing finances absolutely recommended"

Bayern Munich

"Good app just need some small ux improvements which will become a 5 star app."

Pranab Shrestha

"Overall a very good and helpful app to manage our finance but few improvements required. The balance tab showing no account available even though account is available for a split second after returning from setrings tab."

Supreme Shakya

Common Questions in Kenya

Local answers for Kenya users.

Can I use CashMate offline in Kenya?

Yes. CashMate works perfectly without internet. You can track every Shilling whether you are in Nairobi CBD or a rural area with no data.

Does CashMate support Kenyan Shillings?

Yes, KES (Ksh) is fully supported. All budgets, goals, and reports display in Kenyan Shillings.

Can I track M-Pesa and Fuliza transactions?

Yes. You can manually log every M-Pesa transaction including sends, receives, Fuliza usage, and repayments as separate entries.

Is CashMate free for Kenyans?

Yes, completely free to download and use with no monthly charges.

Can I track chama savings with CashMate?

Yes. You can create a dedicated category for chama contributions and track your cumulative savings alongside your regular expenses.

Is my data shared with anyone?

No. CashMate is offline-first. Your financial data is stored only on your device and never shared with any third party.

Finance Insights for Kenya

8/14/2025

How to Manage Money in Kenya: A Real Guide for Nairobi and Beyond

M-Pesa is world-class, but it alone won't make you financially healthy. Here's a complete guide to managing money in Kenya, from Nairobi to Kisumu to Mombasa.

By Anil Poudyal

8/23/2026

Chama, Susu, Paluwagan: How Rotating Savings Groups Work Across Africa and Asia

Kenya has chamas, Ghana has susu, the Philippines has paluwagan, Nepal has dhikuti. They are the same idea. Here is how rotating savings groups work, why they thrive, and how to run one safely.

By CashMate Team

8/22/2026

How Much Emergency Money You Actually Need (and How to Build It Fast)

The '3 to 6 months of expenses' rule assumes a stable salary in a rich country. Here is a realistic emergency fund target for mobile money and cash economies, and a plan to reach it.

By CashMate Team

8/24/2026

Mobile Money Loans: Why They Feel Cheap and End Up Expensive

A 10 percent weekly fee sounds small until you do the math. Here is what mobile money loans really cost, how the debt cycle works, and how to get out of it.

By CashMate Team

8/21/2026

How to Track Money You Lend to Friends and Family (Without Ruining the Relationship)

Lending money to people you love is normal. Forgetting who owes you what is where the trouble starts. Here is a simple system for tracking loans that keeps the money and the friendship.

By CashMate Team

8/21/2026

CashMate vs Monefy: Which Expense Tracker Fits Your Life?

Monefy is fast and simple. CashMate is free, offline, and built for budgets, loans, and mobile money. Here is an honest comparison to help you pick the right one.

By CashMate Team

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