Track every Dong and build your savings in Ho Chi Minh City, Hanoi, and everywhere in between.
Log your MoMo and ZaloPay transactions after each payment, it takes five seconds and keeps your budget accurate.
Track your motorbike fuel costs, street food spending, and café visits as separate categories each month.
Use the weekly budget to control spending before your next salary deposit arrives.
CashMate is ideal for young Vietnamese professionals in HCMC managing rent, food, and savings simultaneously.
Set a savings goal for your next holiday to Thailand or Japan, popular destinations for Vietnamese travellers.
Don't just take our word for it. See what our community says on Google Play.
"Cash Mate has become my goto finance app for its user friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently."
Sulav Shrestha
"Cash Mate has become my go-to finance app for its user-friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently. Transaction categorization is seamless, contributing to the overall user experience."
Binesh Burja Magar
"I’ve been using this app for a month now, and it’s by far the best free app to manage money. Simple, reliable, and very helpful."
Suyog
"Have been making my finance management really easy."
Prasansha Adhikari
"Perfect for managing finances."
promise shakya
"Perfect for managing finances absolutely recommended"
Bayern Munich
"Good app just need some small ux improvements which will become a 5 star app."
Pranab Shrestha
"Overall a very good and helpful app to manage our finance but few improvements required. The balance tab showing no account available even though account is available for a split second after returning from setrings tab."
Supreme Shakya
Local answers for Vietnam users.
Yes, VND (₫) is fully supported for all expenses and budgets.
Yes. CashMate works without any internet connection, perfect for tracking on the go.
Yes. Log every MoMo or ZaloPay payment manually right after making it to keep your records clean.
Yes, completely free on Android and iOS.
Yes. Create custom categories for bún bò, cà phê, or any local expense and track them separately each month.
Yes. CashMate never uploads your data. Everything is stored only on your phone, fully private.
6/30/2025
Vietnam's economy is booming, but costs in major cities are rising fast. Here's how to manage money wisely whether you're in HCMC, Hanoi, or a smaller province.
By Aavas Bhandari
8/23/2026
Kenya has chamas, Ghana has susu, the Philippines has paluwagan, Nepal has dhikuti. They are the same idea. Here is how rotating savings groups work, why they thrive, and how to run one safely.
By CashMate Team
8/22/2026
The '3 to 6 months of expenses' rule assumes a stable salary in a rich country. Here is a realistic emergency fund target for mobile money and cash economies, and a plan to reach it.
By CashMate Team
8/24/2026
A 10 percent weekly fee sounds small until you do the math. Here is what mobile money loans really cost, how the debt cycle works, and how to get out of it.
By CashMate Team
8/21/2026
Lending money to people you love is normal. Forgetting who owes you what is where the trouble starts. Here is a simple system for tracking loans that keeps the money and the friendship.
By CashMate Team
8/21/2026
Monefy is fast and simple. CashMate is free, offline, and built for budgets, loans, and mobile money. Here is an honest comparison to help you pick the right one.
By CashMate Team
Click your country to get started.