Trusted by 10,000+ users in 35+ Countries

Organize
Your Finance.

Track daily expenses, manage complex budgets, and monitor loans with beautiful, offline-first analytics designed for everyday life.

CashMate Budget Analytics
CashMate Smart Dashboard

Inside CashMate.

Swipe to explore every feature of your new financial dashboard.

Smart Dashboard in CashMate

Smart Dashboard

Smart dashboard

Balance Tracker in CashMate

Balance Tracker

Balancesheet/balance tracker shows how much money is left, how much came in...

Budgeting in CashMate

Budgeting

Track and budgeting

Smart Alerts in CashMate

Smart Alerts

Alerts (you can choose your time)

Customization in CashMate

Customization

Add multiple categories you feel like

Account Summary in CashMate

Account Summary

Last accounts summary

Loved by users worldwide.

Don't just take our word for it. See what our community says on Google Play.

"Cash Mate has become my goto finance app for its user friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently."

Sulav Shrestha

"Cash Mate has become my go-to finance app for its user-friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently. Transaction categorization is seamless, contributing to the overall user experience."

Binesh Burja Magar

"Iโ€™ve been using this app for a month now, and itโ€™s by far the best free app to manage money. Simple, reliable, and very helpful."

Suyog

"Have been making my finance management really easy."

Prasansha Adhikari

"Perfect for managing finances."

promise shakya

"Perfect for managing finances absolutely recommended"

Bayern Munich

"Good app just need some small ux improvements which will become a 5 star app."

Pranab Shrestha

"Overall a very good and helpful app to manage our finance but few improvements required. The balance tab showing no account available even though account is available for a split second after returning from setrings tab."

Supreme Shakya

Powerful tools.
Beautifully disguised.

Expense Tracking

Log daily expenses instantly. The perfect expense manager for busy professionals.

Budget Planning

Create monthly budgets and monitor spending in real time. Stop overspending.

Smart Insights

CashMate analyzes your habits and alerts you to trends before they become problems.

Loan Tracking

Track borrowed and lent money seamlessly. Keep your relationships clear.

Offline First

Your data works flawlessly without internet access, ensuring absolute privacy.

Data Export

Export your financial data to CSV anytime for taxes or personal spreadsheets.

Start in three minutes.

No account, no bank connection, no setup. Download the app and the system starts working the same day.

01

Download the app

Grab CashMate free from the Play Store or App Store. It runs smoothly on low-end Android devices and needs no account to start.

02

Log what you spend

Two minutes a day. Add expenses, pick a category, set budgets. Cash, mobile money, UPI, GCash, it all lands in the same place.

03

See where it goes

Budgets, charts, and monthly reports show you the truth about your spending, so next month is a choice, not a surprise.

Built for your money, wherever you are.

CashMate matches the way money actually moves in your country: mobile money, cash, UPI, GCash, and more. No bank account required.

Your Questions, Answered.

Everything you need to know about managing your money with CashMate.

Is CashMate really free to use?

Yes! The core personal finance, expense tracking, and budgeting features are 100% free for all users worldwide. There are no hidden fees or surprise paywalls.

Does CashMate work offline in areas with bad internet?

Absolutely. We built CashMate specifically for regions like Uganda, India, and the Philippines where mobile data can be expensive or unreliable. All your data is stored locally on your device and works perfectly without an internet connection.

Does the app support my local currency?

Yes. CashMate automatically adapts to your local region. You can track expenses seamlessly in Ugandan Shillings (UGX), Indian Rupees (INR), Philippine Pesos (PHP), Nepalese Rupees (NPR), Ghanaian Cedis (GHS), and many more.

Is my financial data secure and private?

Security is our top priority. Because data is stored locally on your device by default, we do not have access to your financial history. We never sell your data to third parties. If you choose to enable cloud sync, your data is securely encrypted.

How does the Loan Tracker work?

The built-in loan management feature lets you keep a running tally of money you have lent to friends or family, and money you have borrowed. It separates your personal expenses from debts to keep your budget accurate.

Can I export my data for my accountant or personal records?

Yes, you can export your entire transaction history to a CSV file at any time. This is perfect for opening in Excel, Google Sheets, or sending to your tax professional.

Do I need to link my bank account to use the app?

No. CashMate allows you to manually input your expenses and income. This ensures you maintain total privacy and control over your data without exposing your bank credentials.

Will CashMate run on my older Android phone?

Yes. CashMate is heavily optimized to be lightweight and fast. It doesn't drain your battery or require the newest flagship processor to run smoothly.

The honest comparison.

You probably already track money somehow. Here is why people switch.

Instead of a notebook

A notebook does not total your month for you or warn you when a budget is nearly gone. CashMate does the math, you do the living.

Notebook vs app

Instead of your bank app

Your bank app shows you what happened. CashMate shows you what it means: budgets, limits, and savings goals, updated as you log.

Bank app vs budget app

Instead of a paid subscription

The features that change your financial life sit behind paywalls in other apps. In CashMate they are free: budgets, loans, savings goals, multi-currency.

CashMate vs the rest

Finance Insights

Learn how to make the most of your money.

View All Guides

Aug 24, 2026

Mobile Money Loans: Why They Feel Cheap and End Up Expensive

A 10 percent weekly fee sounds small until you do the math. Here is what mobile money loans really cost, how the debt cycle works, and how to get out of it.

By CashMate Team

Aug 23, 2026

CashMate vs Money Manager Apps: Which Is Better for You?

Money Manager, Monefy, Spendee, and CashMate. Here's an honest comparison of offline expense trackers and which one fits low-end phones and mobile money users.

By Periwin Solutions

Aug 23, 2026

GCash vs CashMate: Use GCash to Pay, Use CashMate to Know

GCash is an e-wallet for paying. CashMate is a tracker for knowing where the money went. They are not competitors, they are a team. Here is how to use both together.

By CashMate Team

Your money, finally under control.

Free forever. No ads, no account, no internet required. Your data stays on your phone, always.

10,000+ users across 35+ countries. Free forever, no credit card.

Loved in 35+ Countries

Click your country to get started.